Maturity Period – Why Money Stays "Pending"
The Maturity Period (also called a Locking or Holding Period) is a standard industry practice. At Jiinubi, this period is set to 45 days. While it might feel like a long wait, it ensures a secure and fair system for everyone.
1. Why the 45-Day Wait?
There are three main reasons commissions are held for 45 days:
- Money-Back Guarantee: Jiinubi offers a 30-day money-back guarantee. The 45-day window ensures that refunded sales don’t generate commissions.
- Fraud Prevention: Gives our security team time to verify legitimate sales and protect against self-referrals or fraudulent transactions.
- Chargeback Protection: Prevents paying commissions on transactions that banks may later dispute or reclaim.
2. Tracking Your Earnings Status
In your Jiinubi Affiliate Dashboard, earnings move through these stages:
| Status | What it Means |
|---|---|
| Pending | Sale successful, but still within the 45-day maturity window. |
| Cleared / Available | 45 days have passed; funds are ready for payout. |
| Declined / Void | Refund requested or transaction flagged as fraudulent. |
3. The "Rolling" Payout Cycle
Each sale has its own 45-day timer, creating a rolling income stream:
- Month 1: You refer 10 customers. Commissions are "Pending."
- Month 2: You refer another 10. Month 1 commissions start "Maturing."
- Month 3: First payout for Month 1; Month 2 is maturing; Month 3 is being earned.
4. Summary: Patience Leads to Profit
The maturity period is a quality check. After two months, you’ll have a steady stream of clearing commissions that keeps your payouts consistent.
⚠ Note: Even after 45 days, a $50 minimum threshold must be reached before a payout. If you have $40 cleared, it will wait until you earn another $10.
